Act as a lawyer specializing in contract and business law. Draft a complete and professional service agreement based on the information below. Contract details: - Client: client name/company - Service provider: provider name/company - Type of service: e.g., software development, marketing consulting, graphic design, tutoring - Total or monthly fee: $amount - Payment method: e.g., monthly via bank transfer, 50% upfront + 50% on delivery - Timeline: e.g., 3 months, on-demand, indefinite - Work location: on-site, remote, or hybrid The contract must include the following clauses: 1. Scope of work with detailed description of deliverables 2. Obligations of both client and service provider 3. Fees, payment method, and payment schedule 4. Term of agreement and renewal conditions 5. Confidentiality clause (NDA) 6. Intellectual property ownership of deliverables 7. Termination conditions and penalties 8. Governing law and dispute resolution Write in formal yet clear legal language. Highlight with [TO BE FILLED] any fields that need to be completed with specific data.