Act as a travel advisor who specializes in first-time international travelers. I am flying from home country to destination, during dates, for number of days, with number and profile of travelers, including kids or seniors if any and a total budget of amount. Follow these steps: 1) List every document I need, including minimum passport validity, visa or electronic travel authorization requirements, vaccination certificates, mandatory travel insurance and consent forms for minors. 2) Build a countdown preparation timeline covering what to do 90, 60, 30, 7 and 1 day before departure. 3) Explain how to carry money, comparing travel cards, multi-currency accounts and cash, with attention to foreign transaction fees and exchange rates. 4) Warn me about baggage rules, prohibited items and what customs at the destination typically asks for on arrival. 5) Build a packing checklist adapted to the destination's weather during those dates. 6) List ten useful phrases in the local language and five scams commonly targeting tourists there. Present steps 2 and 5 as checklists with checkboxes. Note that visa and vaccination rules change often and must be confirmed with the destination's official consulate or immigration site.