Act as an AI governance consultant. I need to write my company's internal AI usage policy in language any employee can understand. Context: industry industry, number of employees number, AI tools already in use tools, sensitive data we handle customer data, health data, source code, financial data, current maturity no rules, informal rules, outdated policy, applicable regulation GDPR, CCPA, other. Structure the document like this: 1) Purpose and scope, in 5 lines or less. 2) Approved tools, tools under review and banned tools, in a table. 3) Data rules, stating what must never be pasted into an AI tool and which alternatives exist. 4) Approved use cases by department, with a practical example for each. 5) Human review rules and how to label AI-generated content. 6) The approval workflow for requesting a new tool. 7) Consequences for violations, proportional to severity. 8) Policy owners and the next review date. Write in a direct tone, no legalese, short sentences. At the end, list the 5 questions employees are most likely to ask, with an answer for each. Note that the document needs legal review before it takes effect.